Do I need to purchase your insurance?

If you have your own full coverage insurance on a late model vehicle from one of the major insurance companies, they may very well cover our rental car. In this case, only you and your insurance agent can determine what is in your best interests. If you choose to decline our coverage options, you must show proof of full coverage insurance that will cover our vehicle at the time of rental. Please see the FAQ "What type of insurance coverage do you offer?" to see if your insurance needs are being met and why some "fully insured" drivers always take the rental car company's coverage. Customers who are renting with a check card, debit card or cash deposit are required to purchase the $500 Deductible Waiver (at $9.99 per day), regardless of the amount of their own personal vehicle deductible or, if they have no coverage of their own that will transfer to the rental vehicle, they will need to purchase the Collision Damage Waiver. Those customers aged twenty-one and up who do not have personal auto insurance that will cover our vehicle, will be required to purchase our Collision Damage Waiver and/or Supplemental Liability Insurance. Drivers from the United States or Canada that are under twenty-one years of age may not purchase our coverages. They must show proof of their own personal automobile insurance that will cover our rental car in order to rent from us. Customers who live outside of the United States or Canada must accept our Collision Damage Waiver and Supplemental Liability Insurance in order to rent a vehicle. Credit Cards that include rental car insurance will not be accepted for collision insurance purposes unless they are issued by an American bank. We do not accept credit cards as proof of insurance for the purpose of third party liability, since this type of insurance is not typically included by credit card companies.